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Business Interruption Insurance Example / Your Claim . When a steel processing firm suffered flooding at the premises, they turned to morgan clark for help with their. For example, if you need to relocate after a fire, a policy would cover some of the extra utility and moving costs. In rare cases, business interruption insurance can apply if a civil authority shuts down a business due to physical damage to a nearby business. Business interruption insurance can be purchased as part of a business owner's policy or added on to a commercial property policy. These trends mean it's vital for risk professionals to know how their property insurance policies — including business income or business interruption. Business interruption insurance is a type of commercial property insurance that protects against income loss as a direct result of loss, damage, or destruction to insured property. Almost every business will have an ongoing expense requiring payment even when ...

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